It’s important to get the coverage you need for health insurance while you are at college. When you live in Pennsylvania, there are plenty of options. Top companies are ready to write a policy for you. There are ways to keep it affordable – and there are also several places to look at when you want to get insurance.

One of the first things you have to look at is where you are going to get the coverage from. You may be able to stay on your parent’s policy until you are 26. If you are staying in state, this may be the most affordable option. If you go out of state, the doctors you go to may be considered out of network and therefore the out-of-pocket expenses on co-pays and deductibles may be too much.

If you aren’t on the policy of your parents, you can get your health insurance coverage on your own or through your school. Many schools around the country are beginning to offer health insurance policies – and it may even be added into your tuition. Read the fine print to find out.

Before you get any kind of coverage, there are a few questions you want to ask:

• What is the monthly premium?
• What is the deductible?
• Are there co-pays?
• Is the coverage for semester or calendar year?

The healthier you are, the easier it will be to find affordable health insurance, too. This means you will want to watch your weight, avoid any bad habits such as smoking and binge drinking, and practice safe sex to avoid sexually transmitted diseases.

Call and talk to our knowledgeable agents at Rodgers-Olver-Polley Inc. today. We can help you find health insurance coverage that makes sense when you are at college in Pennsylvania.