Can I Drive at Night During an Emergency with My Learner’s Permit?

There’s so much to do in Dunmore, PA. From visiting The Wonderstone Gallery to getting muddy on the ATV Lost Trails, you’ll definitely want to have your driver’s license so you can get yourself from one attraction to another. However, if you don’t have license yet, then you’ll first need to get a learners permit, and it’s imperative that you keep in mind that there are certain restrictions you have to abide by when living and driving in the 18512 area.

For starters, when driving with a learners permit in Pennsylvania, you must at all times have a licensed driver with you who is at least 21-years-old. You will then have to log at least 65 hours of supervised driving, with 10 of these hours being during the nighttime, five during inclement weather and the other 50 during regular driving conditions.

After you have completed the learners permit phase — which lasts a minimum of at least six months — you’ll then apply for your junior’s license, which allows you to drive by yourself. Following this phase, you’ll then get your senior license, followed then by getting your actual driver’s license.

During any phase involved in the licensing process, you may or may not be restricted by curfews according to the part of PA that you live in. Some towns have their own curfews, so it’s important that you are aware of them.

When it comes to driving during an emergency with your learners permit, you should always assess the situation beforehand. If there is an option that doesn’t require you to drive, then you should take advantage of it.

For more information on driving during an emergency at night with your learner’s permit, please contact one of our highly reputable car insurance agents today.

Key Ways to Lower Your Homeowners Insurance premium

Honesdale, Pennsylvania is a place that nearly 5,000 people call home. Located North of Scranton, this small town has a lot of history that residents are making every day. You can keep your home looking great in this historic town by having a home policy that is made to fit your home. Here are some ways that you can keep your home protected without paying too much for the policy.

Top Ways to Lower Your Homeowners Insurance Premium

  • In order to lower your premium on your home insurance, try raising your deductible. The more risk you retain on your policy, the lower your premium will be. Just make sure that your deductible is not more than you can afford.
  • Try adding your auto insurance policy to your home policy. This is done by allowing the company that insures your home to protect your cars. As a result you are given a multi-policy discount that can save you up to 25 percent off your premium.
  • Try to avoid filing small claims. If you have no claims on your record, then you can actually be given a claims free discount on your policy.
  • Get a new home insurance quote to compare your rate with a new policy. You might just find a cheaper policy with better coverage limits.

Whether you need to your foundation repaired, porch rebuilt, or your home is sinking in water a home policy is the best way to protect your investment. As your local agent we can help get you a policy for the right price. Simply give us a call today and we can get the process start today. We can provide you with details about your policy so you can make an informed decision about your insurance needs.