PERSONAL INSURANCE

We look forward to reviewing your business' present coverage and the opportunity to provide you with a NO OBLIGATION PROPOSAL .

Automobile Insurance Do you have: A perfect driving record? A little Fender Bender? Minor (or not so minor) violations? Even a DUI? We don't send you packing. We Offer You Choices!!!

We maintain very competitively priced, financially strong, service oriented personal & business automobile insurance markets.

Locally or Across the Country, we can offer 24-Hour,
Toll Free "800" Claims Service for your car, truck or RV.

Homeowner's Insurance Do you have: valuable jewelry, collectibles, fine arts, guns? Is your home covered for its Replacement Cost? Is that guaranteed? Do you work at home? Primary, Secondary, High Value, Mobile Homes, Renters:

There aren't any right answers to these and other important questions that need to be asked when insuring your home. Not all insurance companies handle all of your risks well.

If your home is the most important investment that you have made and you treat it accordingly…

Personal Umbrella Insurance

The Million Dollar Lawsuit is No Longer a Rarity!

In today's world the million dollar lawsuit is a very real possibility. A guest at your home slips and falls. A driver in your household loses control, sliding headlong into and oncoming car and seriously injures a young child. A boater is found to have caused another to capsize. For these and other situations that can result in significant injury and/or personal injury awards at trial, the Bodily injury and Property Damage Liability limits provided by your personal auto, homeowners or boat/RV liability policies may not be enough.

Personal Umbrella Liability

A Personal Umbrella / Excess Liability Policy can add an extra layer of insurance protection. Coverage is designed to provide Liability protection over and above of your primary insurance policiy’s limit of coverage in the event of a covered catastrophic loss.

Make sure your family’s assets are fully Protected

Contact us at any one of our three locations to discuss adding Personal Umbrella / Excess Liability coverage to your insurance program.

Boat & Watercraft Insurance Can you afford to replace your boat if it is destroyed and not insured? Can you afford the medical bills of a swimmer you accidently hit? You’ve invested a considerable amount of time, money and energy in your boat and ROP can provide the comprehensive policies to protect your investment.

Whether your boat is sail or powered, a Runabout, Pontoon, Bass Boat or Personal Watercraft, we can offer you low rates, flexible payment plans, a variety of discounts, broad coverage and 24/7 direct claim service with several of our carriers.

Coverages

Recreational Vehicle Insurance ROP represents some of the leading writers of Motorcycle and RV Insurance in the country including such names as Allstate and Progressive Insurance Company. We can offer you great rates, a broad variety of coverage options, 24-hour direct claim service to take care of you where ever you are, and a familiar face and a local place to come in and review your individual coverage needs.

From Harleys to sport bikes, camper vans to professional bus conversions, a pop-up tent trailer to a fifth wheel, ROP can offer flexible payment plans (including electronic funds transfer, EFT, from your checking account) and the specialized coverage designed to meet your individual Motorcycle and RV Insurance needs.

Coverages