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FINANCIAL
INSURANCE
We look forward to
reviewing your business' present coverage and the opportunity
to provide you with a NO OBLIGATION
PROPOSAL .
Life
Insurance
Whether you are covering a loan or mortgage for your bank,
assuring liquidity for estate tax planning, providing for
the orderly transition of a partnership or closely held
business, covering a key person in your business organization,
or guaranteeing that your children’s college tuition
will be paid in your unexpected absence, life insurance
can be a valuable tool.
-
Universal Life
-
Annual Renewable Term
-
Level Term
Long
Term Care Insurance
Long Term Care insurance can allow you to maintain
your independence so you won’t have to burden your
family, who may not have the training and skills needed
to help you.
- Protect your assets from the rising costs of long term
care
- Maintain a greater level of Independence and dignity
- Improve
your quality of life
Disability
& Group Accident
For situations where the possibility of injury exists
but other insurance coverage doesn’t, Group Accident
Policies can be the best answer to your coverage needs.
Here are some of the Groups we can cover
- Volunteer Workers: Church Groups & other volunteer
group)
- Athletic Teams: All sports for all age groups.
Both primary and excess plans are available
- Youth Groups:
Scouts, Church Groups, etc.)
- Volunteer Civic Workers:
Fire Depts., Ambulance Corps., Emergency Medical Units,
Fire Police
Individual
Disability Income
For situations where the possibility of injury exists
but other insurance coverage doesn’t, Group Accident
Policies can be the best answer to your coverage needs.
Planned Features of our Disability Policy
- Fully Portable: (Policy is individually owned)
- 24hr
coverage is worldwide (occupational & non-occupational)
- Guaranteed
renewal policy (cannot be cancelled due to health
problems)
- Accident & Sickness
coverage
- Benefits not offset by Workers' Compensation & Social
Security
- Covers most blue and white collar occupations
- Uni-sex
rates
Simplified Underwriting
- no physical examinations blood, urine, attending
physician's statements, or investigating reports required
- No income
documentation
- Will consider all income ranges
- Will not deny coverage
on unemployed persons with unclaimed income
Design your plan from these options
- 6 month or 1 year benefit period
- 0 day accident - 15
day sickness elimination period
- 30 day accident - 30 day
sickness elimination period
- 60 day accident - 60 day sickness
elimination period
- Your most important asset is the
ability to earn an income.
Protect your mortgage payment,
car payments, and your life style in general with our
individual disability insurance.
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