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COMMERCIAL
INSURANCE
We look forward to
reviewing your business' present coverage and the opportunity
to provide you with a NO OBLIGATION
PROPOSAL .
Property Insurance
With clients ranging from Financial Institutions, School
Districts, and Municipalities to Restaurants, Retail Stores,
Motels, Warehouses, Artisan Contractors and Art Galleries,
Rodgers-Olver-Polley, Inc. works very hard to maintain
the variety of markets and companies required to meet the
diverse insurance needs of the area's businesses with broad
coverage and competitive pricing.
Property Insurance is
more than just insuring your business’ building
and business personal property (stock, furniture, fixtures
and equipment)
Business Property Lines
- Buildings
- Business Personal Property
- Business Income, Extra Expense
and Rental Income
- Electronic Data Processing Equipment
- Fine Arts
- Boiler & Machinery / Equipment Breakdown
- Ordinance & Law
Coverage
General
Liability Insurance
If you don’t believe it, just pick up the
newspaper…
A periodic review of your General Liability exposures
is essential in today’s business environment. With
ever expanding products and services as well as new channels
of distribution such e-commerce and web advertising, required
to keep your business up to date, your liability insurance
should anticipate more than an unfortunate slip and fall
on an uneven sidewalk.
Additional Liability Needs
- Products Liability
- Personal Injury and Advertising Injury
liability (Unintentional liable, slander, defamation
of character and false arrest)
- Non-owned and Hired Automobile
Liability (For protection if employees use their autos
on business)
- Liquor Liability (For restaurants, taverns, & bars
involved in the sale of liquor)
- Professional Liability
(Errors & Omissions)
- Directors & Officers Liability
(For-Profit & Non-Profit)
- Employment Related Practices
Liability (Only recently available for the small employer)
- Liability
for Special Events (Concerts, Fund Raising and other
short term events)
- As well as other potential long and
short term exposures.
Business
Auto Insurance
From very small to larger fleets, and garage operations
including service, repair, and dealers, as part of your
total business insurance program, or by themselves, we
can provide coverage for almost all of your business auto
insurance needs.
Business Auto Classes
- Contractors & Tradesmen
- Landscapers & Snowplowers
- Pest Control
- Day Care
- Logging
- Trucking
- Couriers
- Towing Operations
- Caterers
- Social Services
- Retail Trade
- Realtors and Sales Persons
Workers
Comp
In conjunction with your complete commercial insurance
program, or in many cases, as a single line of insurance,
we maintain competitive markets for your Workers Compensation
coverage.
Industry
Specific
Rodgers-Olver-Polley offers a number of insurance products
and programs that target specific industry groups or individual
situations with insurance products that are:
- Specifically designed to meet the special coverage
needs of individual groups
- Advantageously priced
- Often endorsed by industry groups
or associations and
- May offer special dividend programs
based on individual or group loss experience.
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