 We look forward to reviewing your business' present coverage and the opportunity to provide you with a NO OBLIGATION PROPOSAL .
Property Insurance
With clients ranging from Financial Institutions, School Districts, and Municipalities to Restaurants, Retail Stores, Motels, Warehouses, Artisan Contractors and Art Galleries, Rodgers-Olver-Polley, Inc. works very hard to maintain the variety of markets and companies required to meet the diverse insurance needs of the area's businesses with broad coverage and competitive pricing.
Property Insurance is more than just insuring your business’ building and business personal property (stock, furniture, fixtures and equipment)
Business Property Lines
- Buildings
- Business Personal Property
- Business Income, Extra Expense and Rental Income
- Electronic Data Processing Equipment
- Fine Arts
- Boiler & Machinery / Equipment Breakdown
- Ordinance & Law Coverage
 General Liability Insurance
If you don’t believe it, just pick up the newspaper…
A periodic review of your General Liability exposures is essential in today’s business environment. With ever expanding products and services as well as new channels of distribution such e-commerce and web advertising, required to keep your business up to date, your liability insurance should anticipate more than an unfortunate slip and fall on an uneven sidewalk.
Additional Liability Needs
- Products Liability
- Personal Injury and Advertising Injury liability (Unintentional liable, slander, defamation of character and false arrest)
- Non-owned and Hired Automobile Liability (For protection if employees use their autos on business)
- Liquor Liability (For restaurants, taverns, & bars involved in the sale of liquor)
- Professional Liability (Errors & Omissions)
- Directors & Officers Liability (For-Profit & Non-Profit)
- Employment Related Practices Liability (Only recently available for the small employer)
- Liability for Special Events (Concerts, Fund Raising and other short term events)
- As well as other potential long and short term exposures.
 Business Auto Insurance
From very small to larger fleets, and garage operations including service, repair, and dealers, as part of your total business insurance program, or by themselves, we can provide coverage for almost all of your business auto insurance needs.
Business Auto Classes
- Contractors & Tradesmen
- Landscapers & Snowplowers
- Pest Control
- Day Care
- Logging
- Trucking
- Couriers
- Towing Operations
- Caterers
- Social Services
- Retail Trade
- Realtors and Sales Persons
 Workers Comp
In conjunction with your complete commercial insurance program, or in many cases, as a single line of insurance, we maintain competitive markets for your Workers Compensation coverage.
Industry Specific
Rodgers-Olver-Polley offers a number of insurance products and programs that target specific industry groups or individual situations with insurance products that are:
- Specifically designed to meet the special coverage needs of individual groups
- Advantageously priced
- Often endorsed by industry groups or associations and
- May offer special dividend programs based on individual or group loss experience.
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